Renter's insurance is property insurance that provides coverage for a policyholder's belongings, liabilities, medical payments and possibly living expenses in case of a loss event. The policy protects against losses to the tenant's personal property within the rented property. In addition, a renter's insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises.
Renters insurance will also cover personal property that is left inside your vehicle as long as it is not permanently attached to the vehicle. Renter’s insurance is available to persons subletting or renting almost any kind of home including a: townhome, loft, studio, condo, duplex, apartment or single-family home.
Remember to add a vehicle to your renters’ policy and receive a multi-policy discount.