Worker’s compensation covers lost wages and medical treatment resulting from an employee work related injury or illness. It also covers services needed to help an employee recover and return to work. Family members cannot be ‘excluded’ from worker’s compensation unless they are titled officer/shareholder if a corporation, a member if an LLC or a ‘partner’ of a partnership.
The coverage limits typically include on a worker’s compensation policy:
We recommend you to let us help you find the correct class codes pertaining to your business exposures.